Our advantages

  • 1

    Approval in 2 Minutes
  • 2

    No Credit Check
  • 3

    Accept All Applications
  • 4

    Fast Money Transfer
  • 5

    100% Secure & Privacy

How It Works

eDayPayDay.com is neither a banking establishment, nor a lender. In fact, it is an online service, due to which payday loans are so easy to get nowadays. It has never been so convenient before. Only the reputed providers will offer you a payday loan that you need so much. Our services are available for everyone, even those, who has a bad credit history. Be ready to submit a simple form and sign a few documents on our website.

Repaying Your Loan


Our partners put maximum effort into ensuring an absolutely simple repayment process. A better part of lending providers has the only requirement of having the required balance on your account (including the interest rate) available to be withdrawn on the date indicated in the contract. Therefore, mailing a check, placing a money transfer or visiting the agency's office will not be needed. In addition, such a quick and easy repayment procedure significantly cuts the risk of late payment.

Credit History No Longer Decisive


An overwhelming majority of lenders we cooperate with stick to bullet-quick credit check procedures; therefore, a poor credit rating is no longer a stumbling block - the odds to obtain the required amount are very good. Our partners may initiate alternative checking procedures in cooperation with TeleTrack-type companies. However, this fact is primarily explained by the desire to prevent the cases when a borrower has outstanding loans with other agencies.

Borrowing responsibly


Even though the process of acquiring the needed sum is totally easy, keep in mind that the loan should be repaid on time, otherwise your loan can be subjected to extra charges. By processing a repayment on time you protect yourself from unwanted penalty fees and less pleasant consequences. If you realize that for some reason you are unable to repay your loan, it is highly recommended to get in touch with the provider immediately.

No-Obligation Offers Review Procedure


Normally, once the form is sent, our application returns a number of lending options, so picking up the right one is always a matter of your decision. Being the adherents of transparency and fair competition, we believe that the customer decisions must not be imposed in an unfair way. Therefore, if for some reason this or that offer seems to be not suitable, just make your choice in favour of the other one.

Getting Your Cash


When you select the offer that meets your demands, the lending agency will request for an electronic signature to give the agreement a legal form. On average, once the contract is signed, the requested amount of money is deposited to your account the next business day.

Easy, Free, Fast


The process of submitting a loan application at eDayPayDay.com is estimated at 2-3 minutes on average. We cherish our reputation and care about your privacy - thus, we take advantage of the neoteric security system, guarding all the data processed through the website thoroughly. Once the form is submitted, our savvy application contacts over 300 lending agencies simultaneously and picks up the best provider to meet your requirements perfectly. Therefore, you can get up to $1,000 within as little as a couple of minutes; the requested amount is typically deposited to your bank account or straight to your credit card within 1 business day. In nine cases out of ten no extra paper will be requested to be faxed or mailed.

Short Term Loan Qualifications


Traditionally, applying for a payday loan implies virtually no paperwork drudgery. Therefore, to obtain the necessary amount of money within the payday loan contract you have to meet the following requirements:

Be 18+ years old

Work and level in the United States on a legal basis

Have 90+ days employment record with the same employer

Have a no-overdrawn bank account

Have a valid email address and phone number

Got questions?


Feel free to get in touch with us in case of any questions. Our helpful support staff is at your service. Normally, we give replies within 1 hour during normal business hours, however, do not hesitate to follow up with your request if no answer is provided after 48 hours.