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Terms Of Use

What is a payday loan or cash advance?


The following Terms of Use constitute an agreement between you and eDayPayDay.com, which may be referred to throughout this document as 'us', 'we', 'our', 'site' or 'website'. Any time you visit this website for any reason, whether to gather information, contact us or apply for a short term loan, you agree to the following terms:

Products and Services


You understand and agree that since we are not a lender, eDayPayDay.com does not issue any of the products or services offered on this website. We do not decide whether or not you are approved for the loan and we have no influence over the amount of credit you may be offered. We do not assume any responsibility or obligation for the offers that are made to you via the use of this website.

Policy on Application Acceptance


When you submit your completed application to eDayPayDay.com, we will send you an electronic confirmation via email that your application was received. This is not to be misinterpreted as intent to lend or a validation of a proposal to lend. We reserve the right to approve or reject your application before it is forwarded to our lenders. If you do not meet the guidelines associated with obtaining short term cash, we will not be held responsible if you are denied funding.

Limitations on Acceptable Site Use


This site is only intended for use by individuals who are at least 18 years of age and who live in the United States. You agree that you will not use this website in any manner that is inconsistent with our Privacy Policy or our Terms of Use. You also agree that you will not use this website for any illicit or illegal purpose.

Compliance with the Law


Any time you use this website, you confirm and agree that you will adhere to all federal, state and local laws, statutes, rules and regulations that apply to short term lending. Any actual or alleged abuses of the law may be reported to law enforcement agencies or officials, but we are not legally required to do so. If we become knowledgeable of any illicit or illegal activity through our own observation or a complaint, we reserve the right to launch an investigation into the nature of the complaint so that we may determine the outcome and the best disciplinary measures to take. We may suspend your access to this website and the products and services it provides in whole or in part during this investigation. You agree that you will cooperate fully and completely in the event that an investigation is launched against you. Similarly, you agree that you may face civil or criminal charges in a court of law if you are found guilty of any violation of the Privacy Policy, Terms of Use or the law.

Intellectual Property Rights


All of the visible content on this website, including titles, trade names, graphics, characters, designs and other properties such as text, documents, images and software are owned by eDayPayDay.com and its third party affiliates and licensees who have rights to utilize the property which is protected under intellectual property law. You have permission to visit this website and to create copies of pages, documents and images which will be used to obtain information or apply for a short term loan through eDayPayDay.com. Commercial use of this property as well as any use that may result in your financial gain is prohibited. You may not publish, spread, distribute or present any of the information in this website without our express written consent. Nothing on this website shall be misconstrued as providing you with any right or license under any copyright, trademark or intellectual property law unless specifically stated.

Disclaimer of Warranties and Restriction of Responsibility


We go to great lengths to ensure that the information found on this website is accurate and complete. Despite this, the short term loan industry is always changing and we can never guarantee the accuracy or completeness of the information found here. eDayPayDay.com will not be held responsible for any outcome which occurs from your reliance upon the accuracy, completeness, precision or dependability of the information found on this website.

NEITHER eDayPayDay.com NOR ANY OTHER PARTY WHO IS RESPONSIBLE FOR THE CREATION, DESIGN, MARKETING OR MAINTENANCE OF THIS WEBSITE WILL BE HELD RESPONSIBLE FOR ANY INDIRECT, DIRECT, ACCIDENTAL, CONSEQUENTIAL, UNINTENDED OR DISCIPL INARY OUTCOMES THAT ARE A RESULT OF YOUR USE OR ATTEMPTED USE OF THIS WEBSITE. WE DO NOT PROVIDE ANY WARRANTY, INCLUDING BUT NOT LIMITED TO A WARRANTY OF MERCHANTABILITY, FOR THE INFORMATION PROVIDED ON THIS WEBSITE. EVERYTHING YOU SEE IS PROVIDED TO YOU AS-IS. This restriction of responsibility and disclaimer of warranties will be upheld and enforced to the maximum extend allowable by law and is void where prohibited.

Third Party Content


eDayPayDay.com may host links to external third party websites. We do not control and are not responsible for the Privacy Policies associated with those websites, nor do we control the content found on those websites. If you exit eDayPayDay.com through a third party link you find on our website, you do so at your own risk. We urge you to take the time to read the Privacy Policies associated with those websites before you provide any information. The presence of third party links on our website is not an endorsement or recommendation for those companies, the affiliates of those companies, or the products and services they offer.

Protecting Your Privacy


This section is a reference to our Privacy Policy which is contained in a separate document on this website. The purpose of the Policy is to describe your rights and our responsibilities in regard to the collection, use and distribution of your personal information. Your information will never be used in any way that is not consistent with our Privacy Policy. You understand and agree that we have the right to make changes to this Policy, and you also agree that if you continue to use this website after the changes to the Policy have been published, this signifies you have read, understood and agreed with the changes. You also agree that you will discontinue your use of this site and exit immediately if you do not agree with any of the changes that are implemented.

Policy on Information Security


We use various industry-recognized safety features and protocols to protect your personal information. Despite this, there is no guarantee that your information will never be intercepted or otherwise illegally obtained. We will not be held responsible for any losses or damage that may arise if your information is obtained illegally.

Use of Website


We will not act as your agent, nor do we act as an agent for any of the parties with which we are affiliated. However, it is possible that these parties may provide us with compensation or reimbursement for any products, services or facilities which are supplied under isolated contact and under specific circumstances. These products, services or facilities may or may not be directly related to your use of this website. You understand and agree that any compensation or reimbursement we receive may or may not be directly related to your use of this website.

Law and Venue


Any time you use this website, you understand and agree that local laws govern its use without any regard for conflict of law in the state in which you live or the state in which you lived at the time you accessed this site. Should any hearings or legal proceedings occur, these will take place in a federal or state venue. We make no claims that this website is suitable for use outside of the United States. If you choose to access this website from outside of the United States, you do so at your own risk and you are required to adhere to local laws.

Revisions to These Terms


We reserve the right to make changes to these Terms at any time and without prior notice. You agree that if you continue to use this site after such changes have been published and implemented, this signifies that you have read, understood and agreed with the changes. If you do not agree with the changes, you agree that you will discontinue your use of this website.

Policy on Indemnification


eDayPayDay.com and its agents, employees, partners, licensees, third party affiliates and subsidiaries will be held exempt from any indemnification which may include losses, damages, demands, claims or liabilities that may arise from your use or attempted use of this website, or as a result of obtaining the products and services that are made available through this website.

Handling Terms of Use Violations


We reserve the right to suspend your access to this website and the products and services it provides, either in part or in its entirety, if we have reason to believe that you have violated the Terms of Use. Similarly, we reserve the right to remove any content you have posted on this site if we have reason to believe that the content is not in line with our Privacy Policy or Terms of Use; if the content is questionable, illegal or illicit; or if such content is disturbing to eDayPayDay.com or other users of this website.

Miscellaneous Terms and Information


Any right that is not specifically provided in these Terms belongs solely to eDayPayDay.com. The subheadings, headings and titles found in these Terms are not to be considered part of the Terms; they exist to enhance readability. Should we fail to impose or enforce any part of these Terms at any time, this should not be considered a waiver of any right. If a part of these Terms is deemed to be invalid, it will be stricken and the rest of the terms will continue in full effect. The Terms of Use and Privacy Policy of eDayPayDay.com constitute an entire agreement between you and eDayPayDay.com as well as any other groups who are responsible for or affiliated with the transactions conducted via the use of this website. This version of the Terms of Use is the only version that is valid. Any previous version, whether it was provided to you in print, electronically or verbally, should be considered null and void.